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With over 10 million vehicle and light-truck accidents occurring in the United States each year, it’s critical to understand the measures to take following an accident, beginning with assuring safety at the site. This seven-step approach recommended by Correll Law Firm, PLC, includes vital information for dealing with the aftermath of an automobile accident.
Stay calm and look for any injuries:
It is critical to remain calm in the immediate aftermath of an accident in order to appropriately address the issue. Begin by checking for injuries among yourself and your passengers, phoning 911 immediately if there are any, and avoiding needless movement if you are critically injured.
Park your car in a good position:
After verifying everyone’s safety, move your vehicle to the shoulder or use warning lights in the event of a nighttime accident. If you are unable to move the car, transfer yourself and everyone involved to a safe spot away from the road, and having an emergency kit containing flares or reflective triangles can aid in traffic management.
Check for damages:
Assuming you are unharmed, assess the damage to both vehicles involved in the accident by photographing their positions and the damage. If taking images isn’t an option, consider drawing a diagram to depict the accident’s sequence while the events are still fresh in your mind.
Call the police:
In the event of a serious accident, call the police to the scene. An accident report can be generated by the police and used for insurance documents.
Get details of the other party:
Following an accident, share vital information with the other driver, which normally includes names and insurance information, in accordance with state requirements. Other valuable information to acquire may include the other driver’s phone number, car make and model, contact information for witnesses, and the names, badge numbers, and phone numbers of any law enforcement personnel that attend to the scene.
Final thoughts:
After an accident, determining whether to make an insurance claim entails examining culpability, vehicle damage, injuries, and your insurance coverage, which includes collision, medical payments, and health insurance. Contact your insurer as soon as possible with any pertinent evidence, including the police report, photos, and information on the other motorist, and an adjuster will assess the claim for coverage determination. For more help in dealing with the insurance adjuster, do not hesitate to get legal help.
