Is the Disney Vacation Club Worth It?

Did you know that the Disney Vacation Club lets you stay at tons of Disney properties across the United States?

While most timeshares only let you stay for a certain time at one specific location, a Disney Vacation Club membership gives you and your family access to some of Disney’s most impressive locations. This includes the likes of Disney World, Disneyland, Disney’s Aulani, and even Disney’s Vero Beach Resort in Florida!

With all these locations on offer, the question remains, is the Disney Vacation Club worth it? Well, we need to take a closer look at the details of the membership to find out.

Want to learn more about the Disney Vacation Club? Here’s everything you need to know before buying a membership.

Disney Vacation Club

The Disney Vacation Club (DVC) is an upgraded version of a timeshare. This membership gives you access to more than one Disney property, allowing you to take different holidays every year! While traditional timeshares give you a specific time and date to use the property, Disney Vacation Club memberships give you access to parks and properties around the country.

The Disney Vacation Club uses a points system to let you book any of their properties at a massive discount. In most cases, if you’re a DVC member, you can save anywhere from 50% to 70% off your booking at a Disney Property. This makes it perfect if you plan on going to a Disney property for vacation every year.

How the Disney Vacation Club Works

As with most other timeshares, membership begins with you investing in the property. This happens a bit differently in the Disney Vacation Club as they use a points system. This means that the price you pay for the initial property is calculated in both dollars and points.

Based on the property that you invest in; you will then get an allocation of points every year. You can then spend these points at the property or any other Disney property around the country. In this way, your investment is not tied down to one property but is given to you as points that you can spend everywhere!

Disney also lets you bank and borrow points. This means that any points that you were awarded this year can be carried over to spend on that massive holiday you have planned next year! Better yet, you can also borrow from next year’s points to get that perfect holiday this year.

This makes the Disney Vacation Club leagues ahead of other timeshares on the market today!

The Cost of a Membership

While the points system is great, the important question is how much these investments cost. Disney makes this incredibly easy for you as they offer a wide range of memberships at different price points. This means that you’ll be able to find an affordable investment to fit your exact budget.

As mentioned above, the properties and investments that Disney has to offer are calculated in both dollars and points. Disney allocates a certain price to each point; this price is $207. This means that if the investment is 100 points, it’s technically $20,700.

Disney has a few offers currently available in some of its most popular properties. These offers are for 150 Vacation points, 205 points, and 367 points. This means that these investments will cost you from $31,050 to $75,969.

It’s important to note that there is also a monthly fee to keep your investment every year. This fee is around $88 per month.

Benefits of the Disney Vacation Club

There are tons of benefits you and your family can expect from a Disney Vacation Club membership. The entire program works on a points system that enables you to literally stay at dozens of properties around the country. This means you can invest in one location and stay in another at a massively reduced price.

In addition to this, Disney also offers in-house financing. This means that you don’t have to pay for the entire membership upfront but can pay it off over 10 years. By financing it through Disney, you can get a better interest rate and a much more affordable monthly payment.

As a Disney Vacation Club member, you can save some serious money whenever you stay at a Disney property. In most cases, you can save anywhere from 50% to more than 70% on your stay. This includes park tickets and activities that you do at the property!

Lastly, you can also sell your membership if you don’t want it anymore. This helps protect the value of your investment and can even help you make a profit if the prices go up.

How to Buy Disney Vacation Club Memberships

Disney makes it incredibly easy to buy memberships from them. Their website walks you through the entire process and even lets you custom-build your own package. While this system is incredibly easy, it’s also very pricey.

As mentioned above, investments can range from $30,050 to over $70,000! While the benefits do make it worth it, there are more affordable ways of getting a membership. This is through DVC resales.

DVC resales are basically memberships that are being sold from an owner rather than from Disney. Buying a membership this way can actually save you quite a bit of money and still gives you access to all the benefits and perks of a Disney Vacation Club membership.

This makes buying a membership an absolute no-brainer!